(888) 804-0288
Request a Demo

Loans & Funding

Boost your company’s growth and achieve your goals with a business loan

A Variety of Funding Options

401(K) Business Financing

Use your 401(k) and IRA funds without taking a taxable distribution or getting a loan.

SBA Loans

SBA business loans offer up to $5 million with low-interest rates, flexible repayment terms and no ballooning costs.

SBA $150K Loans

All the benefits of a traditional SBA loan without the personal collateral requirements! Get quick access to $150,000 or less.

Equipment Financing

Financing offers access to equipment at an affordable rate, rather than incurring significant out-of-pocket expenses to buy it.

Portfolio Loans

Use your stocks, bonds or mutual funds to borrow up to 80% against the value of the portfolio without having to sell.

Unsecured Loans

Rather than using personal assets to secure business financing, unsecured loans offer capital based on credit worthiness.

Program Type Eligibility Benefits Timeframe
401(K) Business Financing
  • $40k in eligible, rollable retirement assets [401(k), IRA 403(b), TSP, Keogh, etc]
  • Owner must be a bona fide employee of the business
  • Debt-free way to start a business
  • No collateral needed
  • No tax penalties
 3 Weeks
SBA Loan
  • 690+ credit score
  • 20-30% down payment Industry/management experience
  • Secondary source of income (preferred)
  • Term loans with competitive interest rates.
  • Access to 3,600+ lenders
  • Money-back guarantee
  • Dedicated loan consultant
  • Single loan application
  • Rapid loan package analysis and approvals
 2 - 4 Months
Portfolio Plan
  • No liquidation of existing securities
  • Low interest rates
  • Deferred payments if opening a new franchise (up to 24 months)
  • Flexibility with revolving line of credit
  • No liquidation of existing securities
  • Low interest rates
  • Deferred payments if opening a new franchise (up to 24 months)
  • Flexibility with revolving line of credit
 2 - 3 Weeks
Unsecured Loan
  • 690+ credit score
  • Minimal credit inquiries
  • Less than 50% credit utilization
  • Low introductory interest rates
  • No collateral needed Helps build business credit
  • No use of proceeds requirements
 3 Weeks
SBA $150k Loan
  • 700+ credit score
  • 10% down payment
  • SBA Registry franchise (if applicable)
  • Executed franchise agreement prior to funding
  • Low down payments
  • No collateral needed
  • Fast funding
 30 Days
Equipment Financing
  • In business 0-2 years: 700+ credit score, 10% down
  • In business 2+ years: requires a 650+ credit score, 0% down
  • Quick funding
  • Low deposit
  • Up to 60-month term Interest rate 6.99-13.90%
 With 48 Hours

Ready To Begin?

Fill out the form below and one of our financing representatives will reach out to you within 48 business-hours to discuss your goals and available options.

Contact

Social

Fine Print

© 2023 Grindless, LLC. All Rights Reserved
Grindless® is a registered trademark of Grindless, LLC.

One More Step!

Let us show you around our software and answer your questions along the way. Enter your info below and we’ll reach out to you to schedule a brief screen share session.

We will not share your information with any third-parties. Information shared will be used exclusively in order to arrange a demo viewing.

Thanks!
We'll be in Touch with you shortly.

Need to reach us faster? You can also call or email us using the info at the bottom of our home page.